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Senior Credit Analyst
Reference	bs/2ec8c10c/00034374
Employer	Santander
Sector	Credit
Salary	Negotiable
Town/City	London
Locations	South East
Contract Type	Permanent
Date Posted	11/08/2010 20:32:00

Job Description

The Corporate Credit Risk team within the Wholesale Credit Risk Department is primarily involved with the analysis and credit rating of multinational corporate clients within the perimeter of Santander Global Banking Markets (SGBM) in the UK. The Corporate Credit Risk team is the local representative of Head Office Credit Risk, and is instrumental in transmitting and implementing group best practices, credit policies, procedures and risk appetite in SGBM UK. The team supports the activities of SGBM CIB and GTB product areas in the UK by working together with Front Office in the annual process of pre-classification of limits and one-off transactions

The Senior Credit Analyst primary responsibilities will be to undertake internal rating assessments, using the appropriate rating tools (Aqua) as well as ensuring global positions and excesses are investigated and appropriate action is taken within the required timescales. You'll conduct a comprehensive assessment of new lending proposals, annual reviews and waiver requests, ensuring that all credit risks are identified and make a judgment as to their acceptability in a timely fashion followed by a suitable recommendation to the appropriate approval authority. You'll coordinate with HO credit risk department credit committee presentations followed by a suitable recommendation.

Even though you will not be directly responsible for other members of the team, as a Senior Credit Analyst you will be working with junior members of the team, providing training, mentoring and support where required. Ideally, with a degree (or equivalent), you will essentially speak Spanish, and will have an understanding of loan products (i.e. covenant and facility structuring).