Coutts Asia is a dynamic and progressive private bank, bringing together three centuries of international private banking heritage and 130 years of Swiss banking expertise- Our ability to give world-class service and insight is a direct result of the quality of people who make up our Asia teams- A career at Coutts rewards and stimulates exceptional individuals to become the very best they can be- We partner exceptional people; we need exceptional people-
Role Purpose
· Responsible for risk assessment of products including but not limited to direct counterparty risks, market risks, credit default risks, legal & regulatory risks tied to the perfection & enforcement of Bank's security interests- · Work closely with Credit Policy & Risk teams in Zurich & London as well as Products team to ensure that all aspects of credit & market risks are duly raised and addressed in Product & Services' initiatives and efforts, while balancing market expectations for Loanable Values of products- · To ensure that all Loanable Values assigned are in line with credit policies are maintained in RBSC, Wealth Management and RBS Group requirements- Also to ensure all HO & local regulations & legal requirements are duly complied for Asia 's credit business & operations- · To provide credit input/recommendations on new banking products- · Work with Credit Ops who is fully responsible for ensuring that credit documentation remains fully fit for purpose, in conjunction with Legal Services- To provide credit input to projects as and when required
Key Accountabilities
· Effective management of credit & market risk in products- · Active involvement in credit aspects of product development- · Assist in the development and delivery of robust and timely risk reporting in products- · Ensure that RBSC Asia provides a competitive credit product offering consistent with Wealth Management and RBS Group risk appetite-
Other Technical Skills, Knowledge or Experience
· Over 8 years for risk management experience, credit & market risk · Knowledge and understanding of Private Banking credit, policies, processes and procedures- · Ability to prepare accurate and focused written reports- · Strong analytical and technical skills with an ability to apply in a practical and balanced manner- · Working knowledge of Banking laws and regulations- · Good knowledge of IT systems and high level of general IT skills- Ability to work as part of a small, highly motivated credit team combined with strong interpersonal skills- Good presentation & communication skills with an eye for details- Work well under pressure and tight timelines- · Previous experience in Private Banking credit & market risk function is required-
Additional Website Text
We offer an excellent total compensation package, learning and development opportunities and a flexible benefit programme designed to help you manage and balance your own work-life priorities-
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