As one of the UK's leading financial services Santander offers a comprehensive range of financial products and a high standard of service to 24 million customers. We are part of one of the world's largest banks - Grupo Santander, which means we're stronger than ever and looking to the future with confidence. We are currently recruiting for a Credit Partner who will be responsible for a portfolio of mid-sized corporates.
Please note this will be a 6-months long fixed term contract.
As a Credit Partner you will take full responsibility of your assigned credit portfolio which will include understanding their credit requirements and becoming their advocate when presenting their applications to an internal approval committee. Considering the level of this role, you will need to have exceptional communication and client-facing skills as well as an ability to build strategic relationships with key stakeholders.
As a Credit Partner your skills and qualifications will ideally include: - Clear demonstrable experience in a credit analysis role covering a portfolio of mid-size corporates.
- Demonstrable exposure to the UK corporate & commercial banking sector and a sound understanding of bilateral / club and syndicated type facilities.
- A very good understanding of financial forecasting methodology and credit rating interpretation
- Banking, Treasury or Accountancy professional qualifications and/or educated to degree level
Santander UK
The Santander Group has more than 150 years' experience in banking and more branches worldwide then any other international bank. At Santander we are committed to serving our customers, helping make the most of there money. In the UK we have over 25million customers, 1.8 million shareholders, more than 1300 branches and 4,100 cash machines. Our goal? To be the best retail bank in the UK.
As a Credit Partner your main responsibilities will involve:
- In partnership with Relationship Managers, take personal responsibility for a portfolio of regionally based client relationships, undertaking appropriate due diligence, preparing annual renewal and other interim Credit Applications and making approval recommendations to the appropriate approval level.
- Ensuring that all the relevant financial and non financial aspects are considered, resulting in all the respective credit risks being identified and suitably mitigated
- Undertaking effective ongoing portfolio management of this portfolio, including covenant compliance
- Present credit applications to the respective credit approval committee, providing an independent, balanced view of the credit risks and proposing a course of action
- Provide constructive support to the Business; where appropriate seek to identify effective solutions with the objective of structuring transactions to meet the Banks credit policy framework and delivery of financial targets.
What we will be looking for in you: To succeed in this role you will need to be a self starter with sufficient experience and capability to demonstrate sound commercial judgement and a "can do" approach.
It is of utmost importance that you are a confident communicator, able to provide clear, concise and well balanced reasons justifying actions taken and recommendations made.
Ideally you will be a person who thrives under minimal supervision and is keen on working on own initiative.
Location: Manchester
Salary: £55,000 - £65,000 + £6,000 car allowance and excellent benefits.
Santander welcomes applications from all sections of the community. | 
